Shillings terms and conditions

Version 2026-08-29 · Effective 29 August 2026

Who we are

Shillings is made and operated by Neirfeno Limited. In these terms, we, us and our mean Neirfeno Limited; you means you, the person using the app.

These terms

By downloading or using Shillings you agree to these terms. If you do not agree to them, do not use the app — and if you have already installed it, delete it.

Please also read our privacy policy. It explains what we do with your personal data.

Who can use Shillings

You must be at least 16. Shillings is for your own personal use, keeping track of your own income and shifts.

What you may do with the app

We give you a personal, non-exclusive, non-transferable licence to install and use Shillings on devices you own or control, for as long as these terms are in force. We keep ownership of the app, its name and everything in it — the licence does not transfer any of that to you.

You may not copy the app except as part of normal use or backup, sell or rent it, or try to extract its source code, except where the law gives you a right to do so that cannot be excluded by contract.

What Shillings is, and what it is not

Shillings records the income and shifts you enter and projects them forward so you can see what is coming and when. It is a record-keeping and forecasting tool.

It is not:

• Financial advice. We are not authorised or regulated by the Financial Conduct Authority and nothing in the app is a personal recommendation. If you need advice about your finances, speak to someone qualified to give it.
• A guarantee of what you will be paid. A forecast is arithmetic on the figures you entered. If those figures are wrong or out of date, or if your hours, rates or pay dates change, the forecast will be wrong too. Your employer decides what you are paid, not us.
• A payroll, tax or benefits calculation. Shillings does not work out tax, National Insurance, pension contributions, student loan deductions or benefit entitlement, and its figures should not be used for those purposes or relied on in dealings with HMRC or the DWP.
• A record of employment. What you enter is your own note of your shifts. It is not a legal record of hours worked and carries no weight against your employer's own records.

You are responsible for the decisions you make. Check anything that matters against your payslip, your contract and your rota.

Your account

You sign in with Google or Apple. Keep control of whichever account you use, since anyone with access to it has access to Shillings. Tell us at support@getshillings.com if you think someone has got into your Shillings account without your permission.

You are responsible for what is done through your account. Keep the information in it accurate — a forecast built on stale figures is not much use.

Using the app properly

You must not use Shillings to break the law, to try to get into other people's accounts or our systems, to probe or attack the service, to scrape data from it, to introduce malware, or to interfere with anyone else's use of it.

What it costs

Shillings is free. There is no subscription, there are no in-app purchases, and we do not charge for any feature. Your mobile provider may charge you for data.

If we ever introduce a charge, it would only apply to features you choose to buy after being told the price, and we would never start charging for something you already have without your agreement.

Availability and changes to the app

Shillings is finished software that we keep working. We are not adding to it at present.

We may update it to fix problems, to keep it working with new versions of iOS and Android, or to meet a legal requirement. We may also change or withdraw features. If a change materially reduces what the app does, we will tell you beforehand where we reasonably can, and you can stop using it and delete your data.

We do not promise the app will always be available or free of faults. It depends on your device, your connection and services we do not control.

Your data

What you enter into Shillings is yours. We use it to run the app for you and for nothing else, as set out in the privacy policy. We do not sell it, and we do not pass it to employers, lenders or advertisers.

You can close your account and have your data deleted at any time — see deleting your account.

Your legal rights

Nothing in these terms affects your rights under UK consumer law. In particular, we cannot and do not exclude or limit:

• your rights under the Consumer Rights Act 2015 in respect of digital content, including that it be of satisfactory quality, fit for a purpose you made known to us, and as described;
• your right to a remedy if the app damages your device or other digital content because we failed to use reasonable care and skill;
• any other right or remedy the law gives you that cannot be excluded by agreement.

For advice about your rights, contact Citizens Advice on 0808 223 1133 or at citizensadvice.org.uk.

Our responsibility to you

If we fail to comply with these terms, we are responsible for loss or damage you suffer that is a foreseeable result of our breaking this contract or of our failing to use reasonable care and skill. Loss or damage is foreseeable if it is obvious that it will happen, or if both of us knew it might happen when you started using the app.

We are not responsible for loss or damage that is not foreseeable, or for loss caused by figures you entered incorrectly or did not keep up to date.

We do not exclude or limit our liability in any way where it would be unlawful to do so. That includes liability for:

• death or personal injury caused by our negligence;
• fraud or fraudulent misrepresentation;
• breach of the terms implied by section 34 of the Consumer Rights Act 2015 (title and quiet possession).

Shillings is supplied for personal use only. If you use it for any commercial or business purpose we have no liability to you for loss of profit, loss of business, business interruption, or loss of business opportunity.

Ending this agreement

By you

You can stop at any time, for any reason, by deleting the app. To have your data deleted as well, follow deleting your account.

By us

We may end this agreement and close your account by giving you at least 30 days' notice by email, and we will tell you why.

We may suspend or close your account immediately, without that notice, only where you have seriously or repeatedly broken these terms, where we are required to by law, or where it is necessary to protect the security of the service or other people using it. If we do, we will tell you the reason unless the law prevents us, and you can challenge the decision by emailing support@getshillings.com.

If we withdraw Shillings altogether, we will give you at least 30 days' notice so you can export or record anything you want to keep.

Changes to these terms

We may change these terms. Minor changes — correcting an error, reflecting a change in the law — take effect when published with a new version date. For any change that materially affects your rights or what you can do with the app, we will give you at least 30 days' notice by email or in the app. If you do not accept the change, you can end the agreement before it takes effect and have your data deleted.

Continuing to use the app after a material change has taken effect, having been notified of it, means you accept it.

If something goes wrong

Email support@getshillings.com and tell us what has happened. We aim to acknowledge within 2 working days and to resolve the matter within 30 days. We would like the chance to put things right, but you are never obliged to use our complaints process before going elsewhere.

Governing law

These terms are governed by the law of Scotland.

If you live in England, Wales or Northern Ireland, you may bring proceedings in the courts of the nation where you live, or in Scotland, whichever you prefer, and the law of your own nation applies to any mandatory consumer protection it gives you. If you live in Scotland, the Scottish courts have jurisdiction.

Nothing in these terms requires you to go to arbitration.

General

Transfer. We may transfer our rights and obligations under these terms to another organisation, and we will tell you if we do. You may not transfer yours without our written consent.

Third parties. This contract is between you and us. No one else has any right to enforce it.

Severance. If a court finds part of these terms unlawful, the rest continues in force.

Delay. If we do not insist that you do something you are required to do, or delay in taking action against you, that does not prevent us from doing so later.

Whole agreement. These terms and the privacy policy are the whole agreement between us about Shillings.

Contact us

Email support@getshillings.com, or write to Neirfeno Limited, 7 Thorter Way, Dundee, DD1 3DF.